Use credit cards in China

Can I use my credit cards in China? If I need to use cash, do they accept foreign currencies? I've told about Friendship Stores catering to foreign visitors. Are they better places to shop? Thank you!

Major credit cards are accepted at some businesses in China - MasterCard, Visa, American Express, Diners Club, JCB, along with a few others. You can pay for your purchases at large department stores, for your stay at hotels or for your flights. Smaller businesses generally do not take credit cards, nor most of restaurants unless they're restaurants located in international-standard hotels. If you're traveling to small towns or countryside, you won't be able to use your credit cards. Generally credit card use is becoming more common in China.

If you intend to use your cards while traveling in China, inform you bank at home of your travel plan so that the bank will ok your purchases out there. The bank may charge a small processing fee for international purchases.

There are also more ATM's around China nowadays. These machines should take take foreign credit cards and ATM cards, so you can get your money that way, remitted in Chinese currency.

Officially, foreign currencies cannot be used in everyday transactions. Some shopkeepers and street vendors will take foreign money, assuming that you're paying them at going exchange rates or higher. In addition to getting money from ATM's, you can also go to banks to convert your foreign currency or traveler's checks into Chinese yuan. Some hotels also do this for their guests. Be mindful of the fact that if you still have some Chinese money remaining in your hand when you're about to leave the country, you may find it difficult to convert it back into your home currency. You may be asked to go back to the bank where you originally turned in your foreign money for Chinese currency.

Friendship stores used to be places that exclusively served foreign visitors in China where only foreign currency certificates were accepted for purchases. That was back when there was shortage of goods in China, when foreign tourists were a rarity. Nowadays Friendship Stores are operate like any other stores in China, catering to both foreigners and natives. They still carry goods that appeal to foreign customers, such as Chinese handicrafts. There are not many of such stores, a couple each in Beijing, Shanghai and Guangzhou. The one in Beijing is located on Jianguomenwai Ave., in a area where there is a high concentration of foreign companies and embassies.

You can use it at the till or online like you may with a debit card, and can use it to Do my Assignment Cheap pull back money as well (in spite of the fact that you shouldn't), however credit cards have one major qualification from debit cards.

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